Skip to main content
FSS Tech
FSS Tech
FSS Tech

FSS PoSability is ideal for acquirers, who require a single point-of-sale platform that can support a range of store formats - from multinational multi-channel branded retail, large enterprises spread over multiple sites, high-street retail stores to small convenience and pop-up stores.

FSS PoSability supports multiple terminal configurations - mobile POS, web POS and conventional POS - utilizing a common interface across form factors. This translates into opportunities to support modern store interactions and

adapt to an endless range of new checkout concepts, be it unattended, multilane, pay anywhere in-store, card-on-delivery or bill at table.

Merchants also have the flexibility to plan the store experience and deploy any combination of devices. As an example, add additional mobile POS terminals during busy periods or festive events or open pop-up stores to optimize checkout experience.

FSS Tech

Fulfill All Payment Needs

FSS PoSability supports all payment modes, from well-established, popular  schemes to the latest payment innovations, enabling merchants to adapt to payment preferences of multiple customer segments.

PoSability equips merchants with a Unified Payment Interface that enables acceptance of EMV chip, magstripe and contactless and biometric-based payments, mobile wallets, QR codes and instant payment schemes.

This simplifies the process of adding new channels and saves on costs of administration, integration and reconciliation for each new payment method added to checkout.

FSS Tech
Merchant Lifecycle Management
Self-onboarding for merchants
Self-onboarding for merchants

FSS PoSability automates merchant onboarding and supports lite KYC as well as full KYC models, aligned to a region’s regulatory mandates. The ability to support do-it-yourself merchant on-boarding models creates a frictionless enrollment process, lowers acquisition costs and improves go-live time.

Merchant set-up
Merchant set-up

Merchants can administer PoS terminals from a central location and remotely track connectivity status, software version, and service availability, using a unique device ID. Each merchant user can view and manage terminals groups depending on access privileges.

Estate management
Estate management

Merchants can administer PoS terminals from a central location and remotely track its connectivity, software version/availability, download/upload. Merchants can also view registered devices and track them using a unique device ID. Each merchant user can view, manage terminals groups depending on their roles and access rights. 

Suitable for Fixed as well as Mobile  PoS Formats

FSS PoSability offers an integrated solution and helps acquirers grow the business via support for a range of payment terminals tailored to business needs of merchants.

<h6>Mobile PoS</h6>  <p>Converts the merchant's smart phone into a portable point of sale, enabling merchants to accept payments anywhere in any currency.</p>
Mobile PoS

Converts the merchant's smart phone into a portable point of sale, enabling merchants to accept payments anywhere in any currency.

<h6>Standalone PoS</h6> <p>A browser-based application allows merchants to accept payments using a card reader and printer.</p>
Standalone PoS

A browser-based application allows merchants to accept payments using a card reader and printer.

<h6>Integrated PoS</h6> <p>Seamlessly interfaces with inventory management and billing systems, enabling merchants  deliver seamless commerce experiences.</p>
Integrated PoS

Seamlessly interfaces with inventory management and billing systems, enabling merchants deliver seamless commerce experiences.

Supports Dynamic Currency <br/><span> Conversion at the Point of Sale</span>
Supports Dynamic Currency
Conversion at the Point of Sale

Dynamic Currency Conversion provides international customers the choice to pay in their home currency, enabling acquirers extend differentiated services to merchants. The solution’s DCC module interfaces with the bank’s or a third-party currency exchange system to look up and apply for foreign exchange rates. The system integrates with the interchanges to ensure settlement of funds in the merchant’s currency

For acquirers, this means higher forex margins per transaction and a reduction in the cost of processing foreign cards. For merchants, providing tourists with an option to pay in their home currency increases overall basket size and makes shoppers more likely to return on future visits.

FSS Tech
Optimizes Payment Processing Costs

FSS PoSability helps acquirers streamline costs of payments processing by offloading transactions from the Switch. As an online transaction processing engine, FSS PoSability assumes complete responsibility for driving and managing multiple merchant terminals, authorizing transactions, establishing connectivity with card schemes, enabling acquirers to achieve significant bottom-line benefits.

In addition, in a multi-institution, shared services environment, FSS PoSability integrates into multiple hosts providing acquirers the flexibility to route transactions based on pre-defined business rules. A higher volume of closed loop transactions improves processing economics and margins for merchants.

Offers Added Value Services

Innovative VAS catalyzes revenues


FSS PoSability supports [email protected], bill payments, mobile recharge, loyalty and digital receipts - offering a future-proof platform for innovation and enabling commerce. Acquirers can unlock additional revenue opportunities by developing a rich services ecosystem and bringing new partners services seamlessly onto the platform.


Advanced business insights


Integration with FSS Paynalytix offers insights gathered from extensive data collected at the retail point of sale.

Supports instant credit at point of sale


Many customers defer a purchase on account of associate costs. FSS PoSability offers instant EMI options at checkout. Allowing customers to make payments

in scheduled installments, improves customer satisfaction, ensures higher footfalls and repeat visits, accelerating overall transaction volumes.


Comprehensive Business Insights

Intuitive dashboards and reports provide acquirers and merchants insights into their business and generates top-lines and bottom-line benefits.

Acquirer reports

Transaction reports -Transactions by payment method, number and amount of successful and failed transactions can be viewed in custom time ranges.

Settlement reports -Details of settled transactions over a specific duration to easily reconcile accounts.

Merchant Reports 

Sales reports - Helps merchants monitor sales indicators for each location, as well as returns or order cancellations.

Terminal Capability reports- A wide range of customizable reports on transaction data at terminal level can help merchants plan and manage their businesses more efficiently.

FSS Tech
Manages Fraud and Risk

Acquirers can implement a comprehensive framework of capabilities to minimize fraud, maximize approvals and lower chargebacks. Acquirers can enable or disable a card scheme type, transaction type, cards and IPs suspected to be fraudulent can be added to a negative list.

  • Transaction velocity, value and volume checks by terminal and merchant segment
  • Geo-tagging of transactions to reduce fraud exposure
  • Real-time transaction anomalies
  • Setting a password for mapping the PoS device with the FSS PoSability application
  • Configuring supported card brands and BIN ranges
FSS Tech

Total Security

FSS PoSability’s offers merchants and acquirers complete security with:

  • Point-to-Point encryption
  • Passwords for terminal devices
  • Device fingerprinting
  • Support an Encrypting Pin Pad for secure PIN encrypting
  • AES, DES encryption algorithms for maximum security
  • Compliance with PCI-DSS and OWASP policies
  • PA DSS 3.2 certified
FSS Tech
FSS Tech
Benefits to Banks
FSS Tech
Benefits to Customers
FSS Tech
Benefits to Merchants


Associated Products and Services

POS Monitor

Optimizes PoS network efficiency

Merchant Hub

Business agility for an omni-channel world

Payment Analytics

Maximize business performance with data-driven insights

POS Processing

Seamlessly deploy, manage and scale your POS network

DCC Processing Services

Experience simplicity and accuracy in international card transactions

To give you the best possible experience, this website uses cookies and by continuing to use the site you agree that we could save them on your device. Cookies are small text files which are placed on your device and which can remember your preferences / some details of your visit.