Empowering People,
Communities and
Economies with Fast,
Simple and
Secure Payments

V. Balasubramanian

Chief Executive Officer, FSS CashTech

V. Balasubramanian has more than 3 decades of experience spanning across various industries with expertise in expansion and scaling up. He is the evangelist for ATM services, & Director at CATMi, at FSS, Bala takes care of Merchant &Terminal Businessand plays a strategic role in P&L management, strategy, operations, M&A and globalization, business expansion and market leadership.He has had many significant achievements in his career till date. Bala was instrumental in setting up inter-firm comparison and benchmarking for the software industry..

With his extensive cross functional experience in project management, business process re-engineering, and consulting,across various industries he has made organizations to leapfrog. He scaled up FSS from a 200 Cr to 1100 Cr firm. His other key milestones include expansion of Aptech’s global footprint to 52 countries, thus making Aptech a leader in many countries including China, Nigeria, Vietnam. He also expanded Zensar & KEC globally penetrating markets of UK, Europe, Africa, Middle East and Asia.

Bala has been a key figure in FSS’ aspiration of being a technology leader in the payments industry and scaling up to meet aggressive growth demands. He is graduate in Mechanical Engineering and holds post graduate diploma in graduate in Industrial Engineering&Materials Management and OWP from IMD, Lausanne.

Apart from all the hefty roles at work, he also likes to enjoy his quality time playing some good golf with his pals.

K.Srinivasan

Chief Operating Officer, FSS PayTech

K. Srinivasan, popularly known as KS, in the business circle, is a passionate leader with over 25 years of experience, known for defining the mission and sales goals, consistently exceeding expectations. KS will be strategizing and leading the Global Sales, Customer Management & Experience, Service Delivery, Pre-Sales and Bid Management engagements for FSS. In short, he will be responsible for both the Top and Bottom line for the company. In his earlier stint, he was the President - Global Strategy and Sales, Intellect Design Arena, responsible for driving the growth and strategic initiatives. He has spent ten years in the United States, while at Intellect, building a strong reputation for developing New Business and Joint Ventures, and growing existing business for the company.

Apart from shaping significant transformations for Banking, Financial & Insurance Technology deals for companies. KS also took the lead in setting up the Digital India team for Intellect to pursue Digital transformation initiatives of Government of India, for prestigious mission program, Government Electronic Marketplace (GeM). Intellect Design Arena, selected as the Managed Services Provider (MSP) for the prestigious project GeM, Ministry of Commerce is a direct outcome of his leadership.

Over the long association with Intellect (formerly known as Polaris Financial Technology) since 1996, he has built a strong reputation for the brand. He has also worked with SunTec for three years, as the Global Sales Head.

He holds an honours degree in Physics and a Post Graduate in Management (MBA) from XIMB, a leading Indian Business School. He graduated the Global Leadership Program from Conscious Leadership Institute with sessions in Poland, Sao Paulo & Los Angles amongst other several leadership training programs including Kelloggs& Indian School of Business. With his peripatetic career, he has travelled over 62 countries.

Sathish N

Dy Chief Product Officer

Sathish is an agile techno-functional product expert with over 20 years of experience in the fintech space and has launched globally recognised products. A natural leader who has worked with Banks and Technology partners across the globe on a wide array of banking products in various leadership roles strategizing the way forward for the organisation along with taking care of revenue and P&L responsibilities. His two decades of experience covers a diverse customer base across US, EMEA, APAC & SAARC.

Currently, he heads the product division as the Dy.CPO at FSS. He is responsible for the Product- Strategy, Vision, Engineering, Marketing, Product Management Office globally across all product lines including Acquiring, Issuance, Smart Backoffice, Digital Security, eFinclusiv, Digital Retail Payments, Analytics and Data Science. Prior to FSS, Sathish has worked as SVP & Head Digital Core - Strategy & Transformation in SunTec Business Solutions. His other stints include leadership positions at Oracle Financial Services Software Ltd and CITIL Citicorp Information Technology Ltd.

Sathish aims at bringing new market relevant products using the right combination of latest technologies. Sathish is a thought leader with an innovative mindset; he has authored Whitepapers and Blogs on Open Banking and Digital Transformation. A curious learner, and keynote speaker in areas on Customer-centric Hyper-personalization, Digital transformation, Product innovation ideas for Banks, also he has recently applied for a patent in Customer Experience Design, product innovation framework for product managers within banks.

On the personal front, he is an avid golfer, a nature enthusiast, and a volunteer of wildlife conservation who enthusiastically participates in tree plantation and enjoys wildlife photography. He also enjoys driving into the unknown on his 4x4 for tranquil and bird watching. Amongst all these he is also an ardent fan of Team Mercedes, F1, a die-hard foodie and a decent cook.

Sankarnarayan Lakshmanan

Chief Information Officer (Technology & Infrastructure)

As a technologist and innovator, Mr. Sankarnarayan Lakshmanan has over two decades of experience working in Financial Services' automation area cutting across Payments, Retail Banking, Corporate Banking, Securities & Wealth Management.

Over the last 15 years his specialty has been architecting solutions for Banks and other Financial Institutions in the Payments space while evangelizing, deploying, and managing SaaS / Services model in a 24 x 7 environment. He focusses on reducing IT operational costs while increasing quality and productivity leveraging enterprise automation and digital adoption across the board.

Sankar spent 14 years in Singapore half of which he spent working for companies like NCR and S1 and other half was spent as an entrepreneur . In 2010, he returned to India and joined Tata Group, where he had worked as CTO with Tata Communication subsidiary TCPSL and then Tata Capital. In his previous role, he was CTO/CIO of Hitachi Payment Services Pvt Ltd before joining Financial Software and Systems (FSS). Sankar has lived and worked in many countries brings with him good knowledge of international markets and their own unique business culture.

He completed his B.Tech (Hons) from IIT Kharagpur and MBA for Executives from INSEAD France/Singapore.

Sivakumar G

President – Finance

Ganapathy Sivakumar (SG) is the President – Finance at FSS, he has been an integral part of FSS’ growth and transformation journey for over 19years. From setting up FSS’ subsidiaries in USA, Canada, Dubai, Singapore, Australia, England, South Africa, and the Netherlands to become a Board member in the subsidiaries of FSS, SG has been there in every aspect.

With his rich experience of handling strategic litigation before Indian Courts & International Arbitration Centres and settlement of disputes, SG has pioneered and spearheaded various process improvements, technology changes,debt fund raising, contract drafting and negotiations with private equity firms and banks and has brought in innovation within the Organization, including the reorganization of the finance function to integrate and align with the changing business landscape of FSS.

SG is a qualified Chartered and Cost Accountant, with around 28years of experience handling costing for composite textile mills and leather manufacturers from his previous stints. He holds a passion for teaching and has been the faculty member of costing in a reputed institution in the past.

Subramaniam V

VP & Head Corporate Development

Subramaniam Venkatraman (Subbu) is an accomplished corporate professional with 23+ years of experience in corporate finance, corporate strategy, business finance, management consulting, due diligence and audit. Subbu has an expert understanding of the payment ecosystem covering all delivery channels and with specific emphasis on revenue drivers, cost drivers and market dynamics.

As VP - Corporate Development, Subbu heads the function and is responsible for driving the organization towards value maximisation for all stakeholders through strategic initiatives including new business initiatives, new markets, business and organization restructuring, employee stock incentive plans and inorganic strategy. His areas of expertise include Corporate strategy, Fund raising, Investor relations, M&A, MIS and Business Finance. While being part of the leadership team he has many accomplishments to himself, like, leading multiple rounds of equity funding of over USD 120 million, successfully consummating cross-border M&A deals, being instrumental in the organisation restructuring exercises, being a core member in numerous contract wins in India and around the globe, along with being a key contributor for the Company to foray into new products and markets.

With a stint of more than 16 years at FSS, Subbu has been an integral part of FSS’ growth. Subbu is a commerce graduate and a qualified Chartered Accountant and Cost & Works Accountant. Prior to FSS, he was associated with KPMG for 4+ years. Along with strategizing FSS’ success, he also likes to participate in marathons and just run to beat the odds.