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Large capex investment, capital inadequacy, unviable operational costs, and newer regulatory guidelines are compelling banks in India to look out for alternatives to ATM for servicing customer cash requirements. Additionally, the government is pushing to reach the underserved rural population which has opened a significant latent demand for touchpoints to access basic banking facilities.

This opens a huge potential for Cash-in, Cash-out networks using Micro-ATMs, especially in rural areas where ATM penetration is low.

How can banks address this challenge and target for exponential growth? How can they deploy Micro-ATMs at the right strategic sites to achieve optimum transaction volumes and revenues?

FSS eFinclusiv Micro ATM Services provides the right cost-effective alternative to ATMs to ensure viability, customer convenience and security of transactions.

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Total annual
transaction volume

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MicroATMs integrated

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Agents onboarded


Banks successful
AEPS deployment

Seamless Efficiency,
Comprehensive Services

FSS eFinclusiv Micro ATM services spans installation of Micro-ATMs (and set-up of related infrastructure), field support and remote monitoring.

As a leading player and trusted partner, we have successfully implemented Micro ATM services for leading public and private banks across diverse locations in India. We leverage the power of analytics to identify strategic locations to maximize footfall and profitability.


Total Accuracy

Our robust, end-to-end and complete deployment includes :

  • Micro ATM installation and ‘go-live’  
  • Asset procurement 
  • AEPS software implementation  
  • Communication and network management
  • Business Correspondence onboarding and engagement
  • Centralized monitoring and control of MicroATM terminals
  • Field support services
  • Implementation of regulatory mandates
  • End-to-end security management

Efficient Transaction Processing

At the backend FSS eFinclusiv  processes transactions initiated using Micro ATMs.

FSS eFinclusiv is device agnostic and provides the following advantages :

  • Cost-efficient transaction switching 
  • Open API ecosystem 
  • Simplified and on-the-spot registration 
  • Efficient agent management
  • Intelligent business and risk decisioning
  • Assured security

Total Accuracy

Across all locations, we provide the most efficient infrastructure with high Micro-ATM availability and uptime.

We intelligently deploy alternative approaches to enable connectivity and manage logistic and consumables to ensure reliable business continuity and maximizing availability.

Strategic Partnerships

We bring a wide partner ecosystem comprising Micro-ATM terminal OEMs, network aggregators, field support partners, corporate banks, correspondent partners, and, logistic and insurance companies to manage end-to-end operations.

How FSS MicroATM Services Works



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